If you can't make it to meetings, please send someone in your place. There's great information that you don't want to miss. For example:
- Sharon German, Miami-Dade Affordable Housing Foundation
- Loans are offered to those who qualify. Some qualifications are:
- Miami-Dade resident for at least 3 mos.
- may not currently have a mortgage in your name; if you were previously a home owner and it's been at least 3 yrs since the mortgage ended, you are still considered a new home owner
- must be income guidelines
- must have a credit score of 620 or above
- cannot have any negative account pending on credit report
- For more info, email Sharon German at sgerman@bellsouth.net
- As of Jan. 13th Miami-Dade Affordable Housing Foundation will move to
- Miami-Dade Affordable Housing Foundation
- 1444 Biscayne Blvd, Ste 312
- Miami, Fl 33148
- 305.371.6760
If you're not sure whether your credit is good or bad, you can get
your credit report for FREE!!
- As a Florida resident, you can get your report for free at www.annualcreditreport.com
- This site will only give you a report of account in good or bad standing. It will not give you a credit score or number unless you pay to upgrade. (Many sites will give you the score for FREE for 30 days! Just remember to call and cancel before the 30 days end.)
- This site will give you recommendations to improve your credit (ie. it's better to pay more than the minimum balance; it's better to pay a small amount consistently than nothing at all; don't keep a high balance on credit cards; have a variety of loans in good standing: credit cards, car loans, student loans, etc.)
- You will be able to check your credit one time a year with each of the credit reporting agencies: Equifax, TransUnion and Experian. You should check it once every 4 mos. from each agency. Equifax measures more accurately than the other two agencies.
Even employers check your credit score and sometimes your facebook profile to see what type of person they would be hiring.
And in other news:
- No school on Jan. 16th (Martin Luther King Jr. Day) or Jan. 23rd (Teacher's Planning Day).
- Applications for Magnet Schools in Dade County are being accepted through Jan. 15. Get your children started on the right track with curriculums in International Studies, Visual & Performing Arts and Math/Science/Technologies. For more info, go to www.miamimagnets.org
- Now is the time to start applying for Summer Camps. Check out Miami Dade Parks Miami Dade Parks Summer Camps or your local YMCA.
